Financial Guides
Expert advice on immigrant finance, US taxes, banking, and more.
The Substantial Presence Test (SPT) Simplified
Resident alien or nonresident alien? The IRS Substantial Presence Test dictates how you are taxed in the US. Here is how to count your days.
Latest Articles
How to Build a US Credit Score Without an SSN
Arriving in the US without a Social Security Number makes renting an apartment hard. Learn how to use an ITIN to build credit fast.
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The Best Checking Accounts for F1 International Students
Don't pay unnecessary fees. Compare the top US bank accounts that are friendly to non-resident students and don't require an SSN.
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H1B Taxes Explained: State, Federal, and FICA
Transitioning from F1 OPT to H1B changes everything about your tax situation. Learn how FICA and the Substantial Presence Test affect your take-home pay.
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F1 OPT Tax Exemptions: Are You Overpaying?
Many F1 students on OPT accidentally pay FICA taxes because of employer payroll errors. Learn how to get a refund if you were charged incorrectly.
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Comparing the Best Remittance Services for Immigrants
Sending money home shouldn't cost a fortune. We break down the hidden fees and exchange rate markups of Wise, Remitly, and Western Union.
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